404 Bay Cove, Ridgeland, MS 39157
404 Bay Cove, Ridgeland, MS 39157
404 Bay Cove, Ridgeland, MS 39157
404 Bay Cove, Ridgeland, MS 39157
404 Bay Cove, Ridgeland, MS 39157
404 Bay Cove, Ridgeland, MS 39157
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Steve O Houck

Steve O Houck

+1(601) 942-2683
$ 489,000
Est. payment | /mo

4 Beds

4 Baths

2,865 SqFt

Save Virtual Tour
$ 489,000
Est. payment | /mo
Save Virtual Tour

4 Beds

4 Baths

2,865 SqFt

Open House

Sun Jun 14, 2:00pm - 4:00pm

Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,865 sqft

Price per Sqft $170

Subdivision Summers Bay

MLS Listing ID 4140407

Style French Acadian

Bedrooms 4

Full Baths 3

Half Baths 1

HOA Fees $2,040/ann

HOA Y/N Yes

Year Built 2002

Annual Tax Amount $3,040

Lot Size 10,454 Sqft

Acres 0.24

Property Sub-Type Single Family Residence

Source MLS United

Property Description

Welcome to your new home in the beautiful gated community of Summers Bay on the Ross Barnett Reservoir. This beautifully updated home offers more than just comfort and style -- it comes with its own boat slip, giving you direct access to one of Mississippi's most sought-after waterfront lifestyles. Imagine taking a short, leisurely walk from your front door to your boat, heading out for an afternoon of fishing, cruising the open water, or simply sipping wine while watching the sun set across the reservoir. Every day here feels like a vacation. Step inside to a freshly updated interior where timeless style blends effortlessly with modern finishes. The desirable open split plan is ideal for entertaining. The spacious living area flows seamlessly into the dining room, creating an inviting atmosphere for hosting guests or relaxing with loved ones. The heart of the home features a well-appointed kitchen with stunning quartz countertops, modern appliances, ample storage, and a cozy breakfast area perfect for quiet mornings or casual meals with friends. Just off the kitchen is a generously sized laundry room complete with abundant storage, sink, ice maker, and built-in ironing board. A convenient desk area nearby would also function beautifully as a private workspace or storm room. One of the most peaceful spaces in the home is the sunroom, offering relaxing views of the surrounding landscape. Begin your mornings with radiant sunrises and wind down to the soft glow of reservoir sunsets -- all within walking distance of the water. The main level offers three comfortable bedrooms designed for rest and retreat. The primary suite, privately situated at the back of the home, features a spacious ensuite bath with spa tub and twin walk-in closets. Two additional bedrooms share a well-appointed bath with dual vanities and generous closet space. Upstairs, you'll find a versatile fourth bedroom or bonus room complete with its own full bath -- making it the perfect private guest suite, home office, gym, or hobby space. The current owners have thoughtfully enhanced the home with: - New flooring - Quartz countertops - Updated lighting and fixtures - Tankless water heater - Electric car charging plug Additional highlights include a roof that is only two years old, fresh interior paint, and plush carpeting upstairs -- offering both style and peace of mind for years to come. This is more than just a home -- it's a lifestyle. Whether you're boating, entertaining, or simply enjoying the peaceful setting, this Summers Bay residence offers the very best of reservoir living. Schedule your private showing today and experience it for yourself.

Location

State MS

County Madison

Community Boating, Fishing, Gated, Lake, Marina

Direction Take Rice Rd to Post Rd. Take Right on Post Rd...at end of Post Rd. take Right and drive towards Yacht Club. Turn right into Summers Bay- you will need a gate code. Once through the gate, take the first Right and neighborhood is in the cul de sac.

Interior

Interior Features Built-in Features, Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, High Ceilings, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Storage, Walk-In Closet(s), Breakfast Bar

Heating Central, Fireplace(s)

Cooling Central Air, Electric

Flooring Carpet

Fireplaces Type Living Room

Fireplace Yes

Window Features Bay Window(s),Insulated Windows,Wood Frames

Appliance Dishwasher, Gas Cooktop, Refrigerator

Laundry Electric Dryer Hookup, Inside, Main Level, Sink, Washer Hookup

Exterior

Exterior Feature Boat Slip, None

Parking Features Parking Pad, Concrete

Garage Spaces 2.0

Community Features Boating, Fishing, Gated, Lake, Marina

Utilities Available Electricity Connected

Waterfront Description Lake

Roof Type Architectural Shingles,Copper

Garage No

Private Pool No

Building

Lot Description Cul-De-Sac

Foundation Slab

Sewer Public Sewer

Water Public

Architectural Style French Acadian

Level or Stories Two

Structure Type Boat Slip,None

New Construction No

Schools

Elementary Schools Ann Smith

Middle Schools Olde Towne

High Schools Ridgeland

Others

HOA Fee Include Maintenance Grounds,Management,Other

Tax ID 072e-22d-092-00-00

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MLS United(Mississippi)
Information is deemed to be reliable but not guaranteed. Copyright © 2026 MLS United, LLC.
Listed by EXIT Realty Collective

Nearby Locations

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Steve O Houck
Steve O Houck

Broker-Owner | Lic# B-21410

+1(601) 942-2683

360 Towne Center Blvd, Suite C, Ridgeland, MS, 39157

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404 Bay Cove